Some car accidents are mild. You might have injuries that are painful and difficult to deal with. But they are still still ones that will heal within a few months. But, in other cases, you might not be so lucky. A serious injury in a car accident can have lifelong consequences. This is where permanency ratings come in. If you have a serious injury you should learn more about permanent ratings here.
Maximum Medical Improvement
As you probably already know, you will reach a maximum medical improvement in your personal injury case. The maximum medical improvement is the point where you are not going to get any better from your injuries. For example, if you sprained your wrist, your maximum medical improvement is when the wrist has healed. You should wait until you reach the maximum medical improvement to determine the compensation in your case.
In cases of serious injury, you might not ever fully heal. If you are still impaired at the maximum medical improvement, a doctor will say you got permanently impaired.
If you got permanently impaired, this can impact your case. This news can be difficult to hear and deal with. First, you need to work on mentally and physically recovering from the injury. You should do this as best as you can. Then, you need to figure out how you can get fair compensation for these issues.
If you are considered permanently impaired, a doctor will do an evaluation of you. The doctor will determine your permanent impairment rating. They will use the American Medical Association Guide to do this. There is a specific evaluation for permanent impairment that they will follow. A doctor will determine if you got partially disabled or permanently impaired. The doctor is mostly interested in how your life gets affected by your injury. This can include future income loss or tasks that you can’t complete because of the injury. Multiple doctors might evaluate you to make sure that they accurately determine the extent of your injuries.
The AMA uses actuary and mortality tables to determine the extent of your injury. They will consider things like the probability of your injury. They also determine the severity of the injury. Once a doctor determines your permanency rating, this will affect your compensation. The compensation in your case will likely be high. This is because you will probably get compensation for things like:
- Loss of future wages.
- Loss of income.
- Loss of future enjoyment.
- Future medical prescriptions.
You might also have ongoing medical bills and treatment depending on the type of injury that you have sustained.
Determining your permanency rating can be complex. It can also be difficult to determine your compensation. You will likely have to appear at a permanency hearing to hear the doctors’ decision about your level of impairment. This is when the insurance company will also begin to offer you compensation. A lawyer can help you through this process. They can make sure that you get the compensation that you deserve given the circumstances. During this emotionally difficult time, it can be very helpful to have a lawyer handle the legal aspects of your case.