GIVING STATEMENTS TO INSURANCE COMPANIES

 

After a car accident, one of the first things that you should do is talk to your insurance company. You probably have a lot of questions about who will be paying for what. Your car insurance company can provide you with some answers. They do this by reviewing your policy with you. It is also important to report an accident to your car insurance company. This is so that they can provide you with compensation or contact the other driver’s insurance company. But when you are giving statements to your insurance company, there are some things to keep in mind. Here are some tips for giving statements to your insurance company to help you through this process.

Contacting A Lawyer

Before giving statements to your insurance company, you should consult with a lawyer. A lawyer will make sure that you don’t say anything that can be used against you to the insurance company or to an insurance adjuster. If you hire a lawyer, they will have your best interest in mind. They will also be able to protect your rights.

Just because you think that you are not at fault does not mean that the insurance company sees the situation the same way. They might take certain things that you say out of context or look for holes in your case. This is especially true if you are talking to an insurance adjuster that is provided by the at-fault driver’s insurance company. They will want to exploit your story so that the insurance company doesn’t have to pay. An insurance company can control the questions that they ask you. They are looking for something in your story to use against you. For this reason, it is a good idea to talk to a lawyer before you talk to the insurance company.

Giving Your Answers

When you make a statement to an insurance company, you should not volunteer information. The insurance company will have certain questions for you. You can answer these questions, but try not to volunteer extra information. These lengthy answers can end up incriminating you. You should be cooperative and helpful, but this does not mean that you have to go on and on about the accident. Give clear and simple answers from what you remember. If you wrote down a statement of the accident after it happened, have a lawyer look it over with you. They can help you decide if there are things that you should or shouldn’t say in that statement.

For your own records, you should make sure that you get a copy of the statement that you provide to an insurance company. This will make sure that there are no discrepancies in the future.

If you need help preparing your statement for an insurance company or an insurance adjuster, we are happy to help. You can contact our office and discuss your car accident with an attorney. We can make sure that you don’t say anything that the insurance company can use against you. For more information, be sure to contact us as soon as possible.